Only companies that have joined the self-regulatory organizations (SROs) have the right to workin the construction industry. The certain amount of money should be funded or their civil liability has to be insured to join SRO. Liability insurance contract will increase the company's financial stability. The purpose of this article is to analyze the process and the result of liability insurance for causing harm due to defects of the work, which influence the safety of capital construction. As a result there is the conclusion about the most important points of the insurance contract preparation.